Skip to main content

Travel.Write.Money

Search This Blog

Vampiro Ramiro - Club Night

Get link
Facebook
X
Pinterest
Email
Other Apps

Short scene from a fictional character I've been trying to write a book about, Ramiro . . . who's a vampire. Click here to read the full post

fiction Writing

Get link
Facebook
X
Pinterest
Email
Other Apps

Pages

Home
About
Advertising Policy

Advertising Disclosure

This page contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For our Advertising Policy, click here.

Popular Posts

Too Aggressive With Opening New Credit Accounts

My mistake, when it comes to credit, is that I sought too much credit too quickly. Going from zero accounts to twelve in less than two years has landed me in the position where the credit agencies consider me a risk when it comes to opening new accounts. The only remedy is to let my existing accounts age until they collectively reach an average of 2 years. A downstream problem is that Chase credit cards have the 5/24 rule, meaning that you can not have opened more than five new credit cards in the prior 24 months. Otherwise, it is an automatic denial for a new account. This is significant because there are only a handful of credit cards that are worthwhile getting to take advantage of travel perks. Of those cards, American Express and Chase are the top providers. Other banks have decent credit cards with travel perks considered to be lower in overall value. Not horrible, just not as great as Chase and AMEX. This effectively puts me out of the travel hacking game for a few months unti...

Why We Can't Accumulate Travel Rewards

A curious thing has been happening to our travel miles and hotel points. We keep spending them on unplanned travel. The unplanned travel is mostly the result of family emergencies and family events out of town. I mentioned this on a Facebook group recently, to which somebody retorted that it's what the points are for, they don't earn interest by saving them. Unfortunately, by depleting our travel rewards, it means that we do not have a giant stash of miles and points to help pay for fun travel, at least not very much of it. Yet, for those unexpected travel arrangements, we have had to make, the points and miles have been a blessing. They have provided us with comfortable lodging and one-way flights home. In this respect, our accumulated travel rewards have been the equivalent of a family emergency fund. Some of the travel would either not have been possible or would have been a bit painful on the budget if we had to pay for it out of pocket. It seems like as soon as we ac...

Why We Are Canceling the AMEX Platinum Card

After almost reaching the one-year anniversary of having the American Express Platinum card, we have decided to cancel the card. The card is ideal for a frequent traveler. There are many great travel benefits that come with carrying the Platinum card. The greatest features include being upgraded to Gold status with hotels, airport lounge access, and concierge service. These and other travel-related benefits make this card your best investment in annual fees. In our case, however, my job will require less travel this year. In addition, as a family, we expect to take fewer trips in 2019 in anticipation of traveling in 2020. Canceling the card was not an easy decision, emotionally. Some of the benefits, like the concierge service, are nice when you need something done and lack the time. There is an added sense of security when you travel with the AMEX Platinum card. It’s like you have a team of people working in the background to help you get the most out of your travel. This is not ...

Powered by Blogger

travel.write.money